Happy young hispanic man, grey-haired, confidently talks business on smartphone, card in hand, relaxing on home sofa.

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Happy young hispanic man, grey-haired, confidently talks business on smartphone, card in hand, relaxing on home sofa.

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young hispanic man male adult person handsome attractive beard grey-haired happy confident smile lifestyle expression positive smiling enjoy sitting sofa relax rest smartphone cellphone phone talking speaking talk speak conversation technology credit card money business investment finance payment paying home house apartment indoor indoors interior living room room background commerce communication
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