A young hispanic man with a beard talks on the phone and holds a credit card on a city street lined with greenery.

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A young hispanic man with a beard talks on the phone and holds a credit card on a city street lined with greenery.

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man hispanic beard phone credit card city street young greenery outdoor communication cellphone casual urban smiling latino adult fashion payment technology lifestyle male chatting conversation mobile financial creditcard transaction person smartphone happy facial hair shopping buying browsing multitasking commerce consumer spending sunny daylight banking youngadult modern park leisure wireless
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